First Home Owners Grant QLD Calculator 2026

Queensland runs the most generous first home buyer package in the country — a $30,000 grant on new homes, stacked on top of zero transfer duty for new builds at any price. See what your purchase collects.

Your First Home Owner Grant

Uses official 2026-27 rates (last reviewed July 2026). Estimates only — see assumptions below.

The $30,000 grant — triple the size of other states

Queensland's First Home Owner Grant is $30,000 for buying or building a new home valued under $750,000 (home and land combined). The amount was tripled from $15,000 for contracts signed from 20 November 2023 and was due to fall back in mid-2026, but it has been continued — the Queensland Revenue Office currently lists no end date. NSW and Victoria pay $10,000 for comparison.

Purchase typeValue capGrant
New home / off the planUnder $750,000$30,000
Land + building contract (or owner-builder)Under $750,000 combined$30,000
Established homeNil

Stacked on top: zero duty on new builds, no cap

Since 1 May 2025, Queensland first home buyers pay no transfer duty on new homes or on land they'll build their first home on — at any price. There is no value cap on the duty side, only on the grant. Established homes still get relief too: full exemption to $700,000 and a partial concession to $800,000. The details live on our QLD stamp duty calculator.

Eligibility in brief

Each applicant must be 18 or over and an individual, at least one must be an Australian citizen or permanent resident, and you (and your spouse) must never have owned residential property in Australia. You must move in within a year of settlement or completion and live there six continuous months. Since late 2023 Queensland lets you rent out spare rooms during that first year without losing the grant — a flexibility most states don't offer.

The full stack on a $700,000 new build: $30,000 grant + about $24,525 of transfer duty wiped + a 5% deposit with no LMI under the federal First Home Guarantee (Brisbane cap $1,000,000). That's roughly $54,500 of direct government help, before counting the LMI premium avoided.

Worked example

A first home buyer signs a building contract: $320,000 land plus $370,000 build, $690,000 all up. Under $750,000, so the grant pays $30,000. Transfer duty on the land: zero. An investor buying the same completed house would pay about $24,075 in duty and receive nothing. The established-home route at the same price also collects $0 grant but pays no duty either, thanks to the $700,000 first home concession.

Frequently asked questions

How much is the first home owners grant in QLD?
$30,000 for buying or building a new home valued under $750,000. The tripled amount applies to contracts signed from 20 November 2023 and has been continued — the QRO currently lists no end date. Established homes receive no grant.
Do first home buyers pay stamp duty in Queensland?
Not on new homes or land to build on — that's duty-free at any price for contracts from 1 May 2025. On established homes there's a full exemption to $700,000 and a partial concession to $800,000.
Can I get the $30,000 grant on an established house?
No. The grant is strictly for new homes — never previously occupied or sold as a residence. Established-home buyers instead get the first home duty concession, worth up to about $17,350 at $700,000.
Do I have to live in the home to keep the QLD grant?
Yes — move in within one year of settlement or completion and live there for six continuous months. Uniquely, Queensland lets you rent out individual rooms during that year without losing the grant.
Is the QLD grant still $30,000 in 2026-27?
Yes. It was originally due to revert to $15,000, but the increased amount has been continued for eligible contracts and the Queensland Revenue Office lists no expiry. Check the QRO page before signing, as grant rules are set by contract date.

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